The cost of online therapy in Ohio depends on your insurance plan and the type of mental health treatment you need. Ohio Medicaid covers telehealth therapy sessions at no cost, while Medicare and commercial insurance plans typically involve copays and deductibles. Without insurance, providers may offer sliding scale fees based on income to make treatment for anxiety, depression, PTSD, and other mental health conditions more accessible.
Providers charge for online therapy sessions in two main ways: per session or through monthly subscriptions. Per-session pricing charges you each time you meet with a therapist, while subscription models bundle scheduled appointments with additional features, like messaging access between sessions.
Session-based pricing bills you each time you meet with a therapist. You schedule appointments as needed and pay individually. Subscription plans charge a flat monthly fee that typically includes scheduled therapy sessions, as well as messaging access to your therapist between appointments. Subscriptions work better for people needing consistent support, while per-session pricing gives you control over frequency without ongoing commitments.
Your expenses depend on the type of treatment you need and how your provider delivers services:
Ohio Medicaid covers telehealth mental health services at no cost to members. Medicare and commercial insurance plans also cover online therapy sessions, though copays and deductibles vary by plan. Some providers work directly with insurance companies and handle billing, while others operate outside insurance networks and require you to file reimbursement claims yourself. Verify whether a provider accepts your specific plan before starting treatment to understand what your out-of-pocket costs will be.
Online therapy eliminates the expenses associated with in-person appointments, such as transportation, childcare, and time away from work. These indirect costs add up over weeks and months of treatment, making the total expense of traditional therapy higher than the session fee alone.
Virtual therapy cuts transportation expenses—no gas, parking, or bus fare. Childcare costs disappear when you attend from home during school hours or while a partner watches the kids in another room. Time away from work decreases since appointments can be fitted into lunch breaks instead of requiring two-hour blocks for travel and wait times. Bad weather, transportation problems, or minor illnesses don't interrupt treatment when sessions happen from home, which helps maintain consistency.
Financial assistance options can make online therapy accessible regardless of income:
Some online therapy platforms charge cancellation fees if you end service before completing the minimum commitment periods. Premium features like couples therapy, family therapy, or medication management may cost extra beyond basic therapy sessions. Messaging access to your therapist between appointments is included in some service structures but limited or charged separately in others. You'll need reliable internet and a device with a camera and microphone—equipment most people already own, though internet upgrades may be necessary for the best video quality.
Sunrise Treatment Center provides online therapy throughout Ohio for anxiety, depression, PTSD, trauma, grief, and co-occurring mental health and substance use disorders. Licensed therapists conduct secure video sessions using cognitive behavioral therapy and trauma-informed care, with medication management available when appropriate. Ohio Medicaid covers treatment at no cost, and we accept insurance from Medicare and commercial plans. Uninsured patients can access sliding-scale fees based on the Federal Poverty Guidelines. The intake process includes a benefit check to clarify copays, deductibles, and costs specific to your plan, prior to services beginning. Contact our team to discuss online therapy options tailored to your particular situation.
The cost of online therapy with insurance coverage depends on your specific plan and benefits. Ohio Medicaid covers telehealth mental health services at no cost, while Medicare and commercial insurance plans typically involve copays and deductibles that vary by policy.
Yes, Ohio Medicaid covers online therapy sessions with no out-of-pocket cost to members. This includes treatment for anxiety, depression, PTSD, trauma, grief, and co-occurring mental health and substance use disorders through secure video appointments.
Licensed therapists cannot prescribe medication, but psychiatrists and psychiatric nurse practitioners can provide medication management during online therapy sessions. This service is available when treating mental health conditions that may benefit from prescription medications alongside therapeutic approaches like cognitive behavioral therapy.
Online therapy for mental health treatment is covered by Ohio Medicaid, Medicare, and various commercial insurance plans. For patients without insurance coverage, sliding scale fees based on Federal Poverty Guidelines ensure access to treatment regardless of ability to pay.
You access telehealth services for anxiety or depression treatment through a secure, HIPAA-compliant video platform using a smartphone, tablet, laptop, or desktop with a camera and microphone. A benefit check with billing clarifies any copays or deductibles specific to your insurance plan before starting sessions.
All patients have the right to freedom from discrimination for receiving services on the basis of an individual’s inability to pay; whether payment for those services would be made under Medicare, Medicaid, or CHIP; the basis of race, ethnicity, age, color, religion, gender, national origin, sex, sexual orientation, gender identity, status as a parent, physical or mental handicap, developmental disability, genetic information, human immunodeficiency virus status, or in any manner prohibited by local, state, or federal laws.
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